Clifford Mettle , (General Manager,Sales & Marketing) has 26 years of banking career, having worked with the Ghana Commercial Bank, BPI Bank and the National Investment Bank. He has core competences in International Trade Finance, Financial Services Management, Development Banking and Commercial Banking. He has worked with Ghana International Bank, London, BHF Bank, Frankfurt and Citibank, New York. He is a chartered banker from the Institute of Financial Services, U.K., has an MBA from the University of Ghana and he is a fellow of the Chartered Institute of Bankers, Ghana .