General
The terms of this disclaimer (hereinafter referred to as "Disclaimer") apply to this web site (www.unibankghana.com.) of uniBank (Ghana) Limited (uniBank) with its head office at No. 581/4 Royalt Castle Road, Kokomlemle, Accra, Ghana. By accessing this web site and or using the information provided on or via this web site you agree to be bound by this Disclaimer. In the event of any conflict between the terms and conditions of specific products and services and this Disclaimer, the conditions specific to such products and services shall prevail.

Use of this Web Site
The information provided on or via this web site should not be used as a substitute for any form of advice. Decisions based on this information are for your own account and risk. Although uniBank (Ghana) Limited attempts to provide accurate, complete and up-to-date information, which has been obtained from sources that are considered reliable, uniBank (Ghana) Limited makes no warranties or representations, express or implied, as to whether information provided on or via this web site is accurate, complete or up-to-date.uniBank (Ghana) Limited controls and maintains this web site from Ghana and makes no representation that the information provided on or via this web site is appropriate or available for use in other locations. If you use this web site from other locations, you are responsible for compliance with applicable local laws. uniBank (Ghana) Limited does not represent or warrant that this web site functions without error or interruption. Use of this web site that may hinder the use of other Internet users, that can endanger/jeopardize the functioning of this web site and/or affect the information provided on or via this web site or the underlying software, is not permitted.

Third Party Information, Products and Services
Where uniBank (Ghana) Limited provides hypertext links to third party web sites, such links are not an endorsement by uniBank (Ghana) Limited of any products or services provided on or via such web sites. The use of such links is entirely at your own risk and uniBank (Ghana) Limited accepts no responsibility or liability for the content, use or availability of such web sites. uniBank (Ghana) Limited has not verified the truth, accuracy, reasonability, reliability, and completeness of any content of such web sites.

Intellectual Property
uniBank (Ghana) Limited, or the relevant owner, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos). You may not copy, download, publish, distribute or reproduce any of the information contained on this web site in any form without the prior written consent of uniBank (Ghana) Limited or the appropriate consent of the owner. However, you may print and/or download information contained on this web site for your own personal use. Links to uniBank (Ghana) Limited web site are not permitted without the prior written consent of uniBank (Ghana) Limited.

Communication On Line
Messages that you send to uniBank (Ghana) Limited by e-mail may not be secured. uniBank (Ghana) Limited recommends that you do not send any confidential information to uniBank (Ghana) Limited by e-mail. If you choose to send any messages to uniBank (Ghana) Limited via e-mail, you accept the risk that they may be intercepted, misused and modified by a third party.

Exclusion of Liability
Neither uniBank (Ghana) Limited nor any of its agents or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if uniBank (Ghana) Limited is advised of the possibility thereof) arising in any way from, including but not limited to, (i) any defects, viruses and any other malfunctions caused to any equipment and other software in connection with access or use of this web site, (ii) the information provided on or via this web site, (iii) the interception, modification or misuse of information transmitted to uniBank (Ghana) Limited or transmitted to you, (iv) the functioning or nonavailability of this web site, (v) the misuse of this web site, (vi) the loss of data, (vii) downloading or use of any software made available by this web site, or (viii) claims of third parties in connection with the use of this web site. The exclusion of liability is also made for the benefit of directors and employees of uniBank (Ghana) Limited.

Applicable Law
This web site and its Disclaimer shall be governed by and construed in accordance with the laws of the Republic of Ghana. All disputes arising out of or in connection with this Disclaimer shall be submitted to the exclusive jurisdiction of the courts of the Republic of Ghana.

Amendments
uniBank (Ghana) Limited reserves the right to change the information provided on or via this web site, including the terms of this Disclaimer, at any time and without notice. It is recommended that you review the information provided on or via this web site, including the terms of this Disclaimer, periodically for changes.