About Esteem Banking

Esteem banking offers a market driven world class Retail Banking services to meet the needs of our discerning clients. Our focus is to offer financial solutions to busy high net worth individuals, executives and businessmen among others.

The Service
- Access to high quality service in a serene environment
- Access to speedy and efficient service delivery.
- Personalized Service
- Membership of an exclusive club that befits status
- Internet browsing
- Dedicated Personal Bankers
- Dedicated Relationship Managers
- Access to all Esteem centers

Account types - Esteem Customers can operate any of these accounts
Foreign Exchange (FEA) and Foreign Currency (FCY) accounts.

Current account - Member would require a minimum opening balance of GHS1,000.00 with minimum operating balance. There are no restrictions on this account. Account holders will have access to Short term Overdrafts and access to all e-banking facilities.

Savings Account - Savings accounts of members will require a minimum opening balance of GHS2,000.00 and a minimum operating balance of GHS1,000.00. There are no restrictions on withdrawals.

uniFund Accounts - This is a Hybrid of Current and Savings account where holders earn interest on credit balances while they enjoy the benefits of a current account. Interest on this account is calculated daily and paid monthly. uniFund accounts of members will require a minimum opening balance of GHS2,000.00 and a minimum operating balance of GHS1,000.00. Withdrawals from this account would not be restricted.

Overdraft Facility - Members will be allowed Overdraft Facilities for short term.

Personal Loans - Secured and unsecured personal loan programmes exist for members. Terms and Conditions Apply

Free Services
- Internet browsing
- Free cheque books
- Free monthly statements
- Free standing orders
- Free local transfers
- Free e-banking services: ATM, SMS, Internet and Telephone Banking

Other Services:
- ATM
- Telephone Banking
- Dedicated Relationship Managers
- Easy Access to Loans
- Safe deposit boxes for Members
- Arrangement for insurance services
- International and Trade Advisory services,
- Business Advisory services
- Investment opportunities
- Fund and Asset management
- Cash pick-up / delivery

To apply for membership:
- Complete a membership application form
- Add a Photo Identification - (Passport, Driver's license, Voter ID etc...)
- Confirmation of residential address (Utility bill)
- Initial deposit - GHS2,000.00