About Us >> Competitive Position
Competitive Position

Our desire is to offer affordable banking and bring unparalleled services to the doorstep of the Personal Banking market and Small and Medium Enterprises  (SMEs), a niche market which has been marginalized by the traditional banking sector in Ghana.

A large proportion of money supply in the economy is held as cash outside the banking system by informal small-scale business enterprises, the bulk of them traders, who for various reasons do not use the formal banking system.

uniBank is keen to create a viable niche for this under banked segment of the market. We are looking to the small and medium-scale enterprises as well as the unbanked individual traders as the source of the bulk of funds for our operations. Corporate entities also form a part of the uniBank offering.

To attain these milestones, we have acquired and deployed Information Technology systems in key functional areas enabling us to deliver banking service and products efficiently and timely whilst at the same time safeguarding operational integrity.

We will continuously monitor the market to gain knowledge needed to improve our products and services to meet customer needs.

 

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