Products & Services >> Credit Facilities and Advances >> uniCar Loan
uniCar Loan

In our desire to serve you better, uniBank has once again designed a facility to make your dream of car ownership a reality. We have a car ownership facility, uniCar Loan by which you can purchase a car of your choice and we finance the payment.

Features

  • Be a customer of uniBank
  • Must earn a minimum net salary of GH¢500.00 per month
  • Must be a minimum of 21 years of age and not more than 60 years by which time the facility must have been fully paid.
  • Must be a Ghanaian
  • Non-citizens with valid work and residence permits – The tenor of the loan should fall within the tenor of work and residency permits.
  • Minimum loan amount - GH¢5,000.00
  • Maximum loan amount - GH¢25,000.00
  • Motor vehicle should be for personal use
  • Vehicle should not be more than 7 years from date of manufacture
  • Valuation Report from State Transport Company (STC) for used cars
  • Loan tenor 12-60 months
  • Level of financing; 100%

To apply for uniCar Loan

  • Fill a loan application form
  • Provide pro-forma invoice
  • Proof of employment and salary
  • Provide proof of identity – Drivers License, Passport or Voters I.D.
  • Vehicle’s current road worthy certificate
  • Car papers to be lodged with uniBank

Alternatively, please contact any of our branches as follows:

  • Accra Main - +233-21-253696-9
  • Apenkwa, +233-21-232228/255779/255769
  • Makola, +233-21-684430/2
  • Kaneshie, +233-21-679621
  • Ashaiman, +233-22-308728 / 255779/69
  • GIMPA, +233-21-403096 /7
  • Kumasi, 051- 83314, 051-83315, 051-83322
  • Spintex Road, +233-21-815898-9 / 815901-6
  • Accra Mall, +233- 21-823072/ 823074-6
  • Osu, +233-21-774102 777352 or 785614 or 783441
  • Tema, +233 22 213699, 213601/602
    +233 -22 -213618-20, 213691/92/94

You could as well speak to Adolph on 253696 – 9 and we would be glad to assist you.

uniCar Loan; Own a car, drive in comfort.

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